Updates

  • National Student Loans Service Centre (NSLSC) login changes – NSLSC is changing how you access your account. Starting May 2025, you will need to log into your NSLSC account using your My Service Canada Account (MSCA). Visit the National Student Loans Service Centre (NSLSC) for more information.
  • Student loans and grants available for spring semester – Are you attending classes this spring semester? You can apply for student loans and grants to help with your educational expenses. Visit Alberta Student Aid for more information.

Domestic students

We can provide options and assistance with the following:

  • Alberta student loans and grants – You may receive up to $8,500 in loans for one semester to cover tuition, books and living expenses and Grants up to $2,100 if you meet the income threshold. Visit Alberta Student Aid for more information.
  • Canada apprentice loan – If you're in trades, you can receive up to $4,000 interest-free loan per period of technical training for up to five periods. Visit Canada Apprentice Loan Service Centre (CALSC) for more information.
  • Student loan repayment – Payment for Alberta student loan begins 12 months after the completion of the program. If you're facing difficulties repaying the loan, you can apply for the repayment assistant plan.

International students

We can provide options and assistance with financial resources. You can visit our office or email us for more information.

Book an appointment

You can meet with your advisor by booking an appointment. If you can’t find an available meeting time or would like assistance scheduling a meeting, please call, email or drop in, and our team will assist you.

In person | Online

Resources to enhance financial health and manage debt

SAIT has partnered with the Credit Counselling Society to provide free budgeting, savings, expense management, and many more tools and resources to help you navigate challenging financial situations.

Explore these free resources by visiting the SAIT - Credit Counselling Society.

Our recommended budgeting resources

Living in Calgary

Clothing and household goods

Free or inexpensive clothing and household goods are available from:

  • Interfaith Thrift Stores Association
  • Salvation Army Thrift Stores
  • The Thrift Shop
  • Value Village Stores Ltd.
  • Women in Need Thrift Store
  • Walk In Closet (Free Interview Clothing)
  • Community Garden: 403.260.2600 ext. 227
  • Collective Kitchens: 403.275.0258

Emergency food and food box

  • Calgary Food Bank: 403.253.2059
  • SAITSA Food Bank: MC107 Student Resource Centre (all you need to bring is your student ID)

Good Food Box

Service for SAIT students and staff that provides fresh fruit and vegetables at a reduced price on a monthly basis. For more information or to place an order, visit the SAITSA office.

Free meal locations

Christmas hampers - registration recommended by mid-December

  • Salvation Army - Community & Family Services: 4 self-referral for families with children 12 years of age and under. Hampers include Christmas dinner and all the trimmings and a toy hamper is also provided: 403.410.1158

Housing

Emergency housing

  • YWCA Emergency Shelter - 24-hour crisis line: 403.266.0707 | Shelter information line: 403.266.4111
  • YWCA Crisis and transitional housing facility - Mary Dover house phone: 403.263.1550
  • Calgary emergency women's shelter - 24-hour family violence helpline: 403.234.7233 | Shelter administration: 403.290.1552
  • Children's cottage - Brenda's house: 403.242.8575 ext. 0

Childcare

Student legal assistance

  • Calgary Legal Guidance: 403.234.9266
  • University of Calgary: 403.220.6637
  • Legal Aid Alberta: 403.297.2260 | 1.866.845.3425
  • Lawyer referral service: 403.228.1722

Budget resources

Dealing with debt

Bills, bills, bills

Talking to your financial institution or service agencies when you are experiencing financial difficulties may be wise prior to having utilities shut-off or collection agencies contacted.

  • Electricity (Enmax): 403.310.2010
  • Telephone (Telus): 1.888.811.2323
  • Cable TV (Shaw Cable): 1.888.472.2222
  • Gas (Direct Energy): 1.866.420.3174
  • Alberta Consumer and Corporate Affairs: 1.877.427.4088

Physical health

Self-help resources

Other resources

Free computer usage

Courtesy phones/faxing

Phone use is available at Saitsa Resource Centre or Chinook Lodge. Faxing is available, at a nominal fee, through the SAITSA Resource Centre.

External funding opportunities

See below for other external financial opportunities to help you start or continue your post-secondary education at SAIT.

Check whether any of your family members have set up a Registered Education Savings Plan (RESP) in your name or withdraw from your Registered Retirement Savings Plan (RRSP) as part of a Lifelong Learning Plan.

Many financial institutions offer a student line of credit for those studying at a post-secondary level. For more information, visit financial institution websites and search 'student line of credit'.

Indigenous students have access to many sources of financial support. We encourage all SAIT Indigenous students to explore these financial assistance opportunities available from the government, the community and private organizations that offer bursaries, scholarships, and other awards specifically for Indigenous students.

Windmill Microlending assists immigrants and refugees that have professional skills and knowledge from their country of origin but are facing barriers to employment in Canada in their field. They provide microloans of up to $15,000 to internationally trained immigrants so they can obtain their Canadian licensing or training they need to work in their field.

The loan can pay for exams, training, qualification assessments, professional association fees, books and course materials, living allowances and other expenses related to obtaining the Canadian licensing or training they need.

Find out how the Canadian Armed Forces will pay for your university or college tuition, reimburse members for educational opportunities and provide funding grants for projects related to defence and security policy challenges.

Are you a Canadian Veteran looking to attend SAIT? Depending on your years of service, you could be eligible for up to $80,000 with the Veteran Affairs Canada Education and Training Benefit.

The Servus-Bredin Microloans program provides loans of up to $15,000 to support internationally educated professionals to continue, restart or advance their careers in Canada.

Questions?

Financial Advising

Location: MC221, Stan Grad Centre

Phone
403.284.7054 or 403.210.4032
Email
Financial.Advising@sait.ca

Walk-in hours: Monday – Friday | 10 am - 1 pm and 2 pm - 3 pm

a view of the moutains and stream in between

Oki, Âba wathtech, Danit'ada, Tawnshi, Hello.

SAIT is located on the traditional territories of the Niitsitapi (Blackfoot) and the people of Treaty 7 which includes the Siksika, the Piikani, the Kainai, the Tsuut’ina and the Îyârhe Nakoda of Bearspaw, Chiniki and Goodstoney.

We are situated in an area the Blackfoot tribes traditionally called Moh’kinsstis, where the Bow River meets the Elbow River. We now call it the city of Calgary, which is also home to the Métis Nation of Alberta.